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Logo white image
  • Home
  • Home Ecosystem
  • EEMI at a glance
    • Creating a ‘virtuous circle’
    • Making the business case
    • Building confidence through transparency
    • Roll out across EU markets
    • Keeping pace with EU legislation
  • Stakeholders
    • Expert Partners
    • Lending Institutions
    • Advisory Council
    • Supporting Organisations
    • National Hubs
  • News
    • Bauhaus
    • Events
    • Articles
    • Press
    • Twitter
  • Knowledge Hub
  • Contact
Logo green image
  • Home
  • Home Ecosystem
  • EEMI at a glance
    • Creating a ‘virtuous circle’
    • Making the business case
    • Building confidence through transparency
    • Roll out across EU markets
    • Keeping pace with EU legislation
  • Stakeholders
    • Expert Partners
    • Lending Institutions
    • Advisory Council
    • Supporting Organisations
    • National Hubs
  • News
    • Bauhaus
    • Events
    • Articles
    • Press
    • Twitter
  • Knowledge Hub
  • Contact

Funding the hope for

a

future

Together, we can help reduce climate change risks, reinforce financial stability and ensure more sustainable housing for all..

19
April
Event Page

EEMI Trento Bauhaus Week

The fair of smart digital & sustainable ideas

Mortgage loans in Europe are equivalent to around 46% of the European Union’s GDP. Facilitating the transition to Green Mortgages is crucial to the realisation of a climate-neutral economy. Likewise, consumer expectations and financial sector best practices must meet. The mortgage industry is an essential player in efforts to tackle climate change through its funding of the home renovation programmes needed to improve the energy performance of the EU’s building stock. Since its inception in 2015, the EU Horizon 2020 funded  Energy Efficient Mortgages Initiative (EEMI) has been the catalyst for the growth of a new, integrated, multi-stakeholder energy efficient mortgage ecosystem. The EEMI seeks to introduce a greener, more sustainability focused means of buying, renovating and living in our homes.

Home Ecosystem

Find out more

The Energy Efficient Mortgages Initiative at a glance

❯ 1

Creating a ‘virtuous circle’

EEM definition, property valuation guidelines & building energy performance parameters

❯ 2

Making the business case

Dedicated to empirical evidence gathering

❯ 3

Building confidence through transparency

Launch of the EEM Label

❯ 4

Roll out across EU markets

National hubs & consumer research

❯ 5

Keeping pace with EU legislation

EEMI as a bridge

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EEMI lending institutions
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Regional, national, European & international organisations
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EEMI supporting organisations
ursula_von-de-Leyen

Commission President Ursula Von der Leyen

“The mission of the European Green Deal involves much more than cutting emissions. It is about making systemic modernisation across our economy, society and industry. It is about building a stronger world to live in.”
Mairead McGuinness

Commissioner Mairead McGuinness

“I would like to express my appreciation for your Energy Efficient Mortgages Initiative. I see it of particular relevance for the analysis on how the promotion of sustainable objectives through energy efficiency actions impacts property values.”

EEMI Stakeholders

uve logo
TMRC logo
TLT logo
scope logo
reply avantage logo
Open-bank-project logo
measurabl logo
iBIMi logo
Hogan Lovells logo
gianni logo
eurac logo
Crefc Europe logo
Build-Europe logo
cenelec logo
AI Consulting logo
Mode finance logo
BAxCompany logo
BASE logo
Add-To-My-Mortgage-Logo
Vlaamse logo
upc-bvk
ukrgbc logo
tinsa logo
TTCombat logo
SP_GLobal logo
rogbc logo
PLGBC logo
madrid logo
IGBC logo
HRVATSKI logo
gbcitalia logo
ehpa logo
gbcfinland logo
gbcespana logo
febelfin logo
EuroAce logo
e logo
BRE logo
ABI logo
DGBC logo
World Green Building Council
Cohispania
AmTrust International
Alliance HQE - GBC
Jungo logo
Stabelo logo
Alpha Bank Romania logo
Takarék Mortgage Bank logo
Hemma logo
AEGON logo
OTPBANK logo
Swedbank logo
Helaba logo
UBI Banca logo
Banking & Payments Federation Ireland logo
Onesto logo
DZ BANK logo
Iccrea Banca logo
Cassa di Ravenna logo
Intesa Sanpaolo logo
CiviBank logo
Garanti BBVA Mortgage logo
BANCO DELLE TRE VENEZIE logo
Sparkasse logo
The National Australia Bank logo
CASSA CENTRALE BANCA logo
PKO Bank Polski logo
DNB Boligkreditt AS logo
BNL Gruppo BNP Paribas logo
UniCredit logo
Deutsche Hypothekenbank logo
Ecology Building Society
Caixa Geral de Depósitos logo
Garanti BanK logo
Crédit Agricole logo
OP Mortgage Bank logo
DBRS logo
Bank of Spain logo
EBA logo
University Cattolica logo
OECD logo
University College Dublin logo
OMFIF logo
The Central Bank of Hungary logo
Japan Housing Finance Agency logo
actiam
Ministry of Finance of the Republic of Lithuania logo
Climate Bonds Initiative
The World Bank logo
EASME logo
European Investment Bank logo
JRC logo
DG Fisma logo
DG Energy logo
IFC logo
Scottish Government logo
SAFE
Hypoport
RICS logo
Provincia autonoma di trento logo
European datawarehouse logo
eon logo
Crif logo
Copenhagen Economics logo
università ca'foscari venezia
Banca_Monte_dei_Paschi_di_Siena
Triodos Bank
Hypo
Groupe BPCE
Caisse des Dépôts Group
AXA
Friulovest Banca
BPER Banca
Crelan
Caja Rural de Navarra
ING
Belfius
Unión of Créditos Inmobiliarios
Münchener Hypothekenbank eG
BNP Paribas
Société Générale
Compagnie de Financement Foncier
Banco BPM
ABN AMRO
Berlin Hyp AG
Nord_LB
Nordea Bank
IBAPE logo
fortrum logo
financedenmark logo
Hello Bank logo
DGNB logo
Raiffeisen Bank logo
EBRD logo
EBF logo
vdp logo
Argenta Bank
KBC Brussels
Alpha Bank Romania logo

A key element of the long-term success of the EEM product and ecosystem is clear data evidence from reliable sources. The ability to provide such information to the market strengthens the value and importance of energy efficiency, and significantly contributes to improving and sustaining the demand for energy efficient buildings and mortgages.​

Based on the original EEM definition, the EEM Label provides access to relevant, timely and transparent information on banks’ loan portfolios through the Harmonised Disclosure Template (HDT). The Label is a quality benchmark which supports confidence in EEM, catalyses consumer demand, drives enhanced asset quality and facilitates investor due diligence.​

Finally, the EEM Label is designed to keep pace with legal and market best practices, and is therefore a global reference from the perspective of banks and institutional investors, drawing on the example of the Covered Bond Label.​

What is the EEM Label?

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Copyright © Energy Efficient Mortgages Initiative

Contact info

Luca Bertalot
EEMI Coordinator
E-mail: info@hypo.org

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The EeMAP, EeDaPP, EeMMIP projects have received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreement No. 746205, No. 784979 and No. 894117 respectively.

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