Blog Archives

By Daniele Vergari, Gianluca Natalini, Stella Fumarola, CRIF Introduction One of the key objectives within the EeDaPP project is to investigate the correlation between energy efficiency and credit risk, measuring how this affects obligor’s credit risk and thus a “green” mortgage portfolio performance. To this end, CRIF, […]

By EMF-ECBC Introduction At the time this article is written, EeDaPP is at a turning point. By March 2019, the project will enter its second year, while its twin project, the Energy Efficiency Action Plan will successfully come to an end. […]

By Marco Marijewycz, E.ON   Around 19 million UK households – equal to around 71% of the UK’s 27 million homes – currently fall below an Energy Performance Certificate (EPC) Band C rating, which means they are missing out on energy […]

By Ursula Hartenberger, RICS Global Head of Sustainability   The recently published EeMAP definition for energy efficient mortgages presents a breakthrough in the project and provides the basis for establishing protocols to ensure appropriate lending secured against properties which are likely to both […]

By Max Riedel, Research Fellow at Ca’ Foscari Do borrowers become more creditworthy if they take out a mortgage on an energy efficient (EE) building? Or, to start with a more prudent question: does there exist any empirical relationship between EE and […]

Brussels, 3 December 2018 – For immediate release The Energy Efficient Mortgages (EEM) Initiative is, today, unveiling its definition of an energy efficient mortgage which is the result of extensive cross-sectoral, market consultation of the lending institutions piloting the energy efficient mortgage framework and […]

Brussels, 27 November 2018 – For immediate release The Energy Efficient Mortgages (EEM) Initiative is delighted to announce that Colibri Hypotheken has decided to participate in the Energy Efficient Mortgages Pilot Scheme. As of today, 40 European banks are taking part in the Pilot Scheme, launched last […]

The Energy Efficient Mortgages (EEM) Initiative strongly welcomes today’s announcement that E.ON and BNP Paribas Personal Finance UK will work together to develop and pilot an Energy Efficient Mortgage product, in the first strategic partnership of its kind to be launched […]

Brussels, 20 September 2018 – For immediate release The Energy Efficient Mortgages (EEM) Initiative and Ecology Building Society are delighted to announce that Ecology Building Society will participate in the Energy Efficient Mortgages Pilot Scheme. The EEM Initiative is aimed at delivering a mortgage financing […]

By Sarah Sayce professor of University of Reading and Zsolt Toth, External Affairs & EU Liason Manager, Europe RICS Valuers act in accordance with the instructions they receive and the requirements of their professional body. As energy efficiency is likely […]